Options Skew Analytics

SOFI option chain

Strikes around the forward, as they were quoted at the close

Data as of 9 November 2026 (end of day)

2026-11-13(4 days)ATM 57.66%±1.02skew +8.82
CallsStrikePuts
VolumeOpen intBidAskIV IVBidAskOpen intVolume
6196$5.30$5.55—$11.50—————
35183$4.80$5.05—$12.00—————
3152$4.30$4.55—$12.50—————
2499$3.80$4.10—$13.00—————
27447$3.35$3.60—$13.50—————
161,772$2.79$3.05—$14.0093.22%$0.01$0.0213,738406
791,297$2.29$2.57—$14.5085.96%$0.02$0.033,4972,609
2091,250$1.83$2.08—$15.0075.41%$0.03$0.045,1671,885
4743,173$1.41$1.61—$15.5069.21%$0.06$0.075,5292,167
2,3817,796$1.00$1.07—$16.0063.89%$0.12$0.136,7083,952
6,7877,489$0.64$0.67—$16.5060.26%$0.24$0.252,6117,022
31,86627,249$0.36$0.3757.37%$17.00—$0.44$0.462,5673,251
32,60912,689$0.16$0.1855.07%$17.50—$0.75$0.791,834349
15,04211,834$0.06$0.0753.33%$18.00—$1.13$1.20647213
3,8577,662$0.02$0.0354.43%$18.50—$1.55$1.69184101
4,9867,264$0.01$0.0260.64%$19.00—$1.96$2.2125574
—————$19.50—$2.46$2.753355
—————$20.00—$2.96$3.2019913
—————$20.50—$3.45$3.70240
—————$21.00—$3.95$4.20270
—————$21.50—$4.45$4.7010

Forward $16.91. The 25-delta put carries +8.82 volatility points over the 25-delta call.

2026-11-20(11 days)ATM 51.78%±1.52skew +5.31
CallsStrikePuts
VolumeOpen intBidAskIV IVBidAskOpen intVolume
36850$4.85$5.10—$12.0094.02%$0.01$0.0210,331227
033$4.35$4.60—$12.5087.98%$0.01$0.032,04766
35555$3.90$4.10—$13.0081.02%$0.02$0.0322,933235
3129$3.35$3.65—$13.5075.62%$0.03$0.043,088135
593,148$2.90$3.10—$14.0071.96%$0.05$0.0669,479254
292,952$2.44$2.65—$14.5066.02%$0.07$0.084,055151
24619,103$1.96$2.16—$15.0062.02%$0.11$0.1220,2821,352
1506,762$1.54$1.70—$15.5057.98%$0.17$0.186,854697
86536,039$1.19$1.24—$16.0055.02%$0.27$0.2817,0001,222
1,8084,859$0.84$0.86—$16.5052.91%$0.42$0.443,9311,681
4,72119,966$0.55$0.5751.72%$17.00—$0.64$0.6715,562431
5,8337,055$0.34$0.3650.53%$17.50—$0.92$0.963,055194
8,84726,948$0.20$0.2149.72%$18.00—$1.26$1.326,764227
6,07610,245$0.11$0.1249.51%$18.50—$1.55$1.7431011
2,17622,279$0.06$0.0750.19%$19.00—$2.11$2.213,09966
7004,903$0.03$0.0450.66%$19.50—$2.44$2.699035
1,46640,733$0.02$0.0354.02%$20.00—$3.00$3.201,39284
28730$0.01$0.0255.42%$20.50—$3.40$3.701122
1717,309$0.01$0.0261.11%$21.00—$4.00$4.2057834
92—$0.01$0.0369.58%$21.50—$4.40$4.70—0
—————$22.00—$4.95$5.205140

Forward $16.90. The 25-delta put carries +5.31 volatility points over the 25-delta call.

2026-11-27(18 days)ATM 47.72%±1.79skew +5.74
CallsStrikePuts
VolumeOpen intBidAskIV IVBidAskOpen intVolume
9320$4.85$5.00—$12.0079.92%$0.02$0.038207
0176$4.40$4.50—$12.5071.68%$0.02$0.033264
0157$3.90$4.05—$13.0067.65%$0.03$0.041,09028
3396$3.40$3.55—$13.5065.22%$0.05$0.061,03542
115681$2.95$3.10—$14.0060.92%$0.07$0.082,494226
5496$2.49$2.60—$14.5058.50%$0.11$0.121,451168
1681,787$2.04$2.15—$15.0055.15%$0.16$0.172,712347
368574$1.64$1.73—$15.5053.15%$0.24$0.262,280233
3992,682$1.28$1.33—$16.0051.24%$0.36$0.381,504202
4202,831$0.95$1.00—$16.5049.52%$0.52$0.551,461220
1,9924,362$0.67$0.7047.82%$17.00—$0.73$0.772,76073
8044,519$0.45$0.4746.43%$17.50—$1.01$1.061,44458
2,1917,878$0.29$0.3045.50%$18.00—$1.34$1.4364113
1,2504,863$0.17$0.1944.79%$18.50—$1.69$1.823774
1,2698,740$0.10$0.1144.30%$19.00—$2.12$2.254400
3672,665$0.06$0.0745.04%$19.50—$2.58$2.71940
2583,528$0.04$0.0546.97%$20.00—$3.05$3.2011410
109565$0.02$0.0346.80%$20.50—$3.55$3.701141
14977$0.02$0.0351.52%$21.00—$4.05$4.20422
0—$0.01$0.0354.06%$21.50—$4.55$4.70—0
2186$0.01$0.0358.31%$22.00—————

Forward $16.93. The 25-delta put carries +5.74 volatility points over the 25-delta call.

2026-12-04(25 days)ATM 49.10%±2.18skew +8.01
CallsStrikePuts
VolumeOpen intBidAskIV IVBidAskOpen intVolume
01$5.40$5.55—$11.5075.09%$0.01$0.042214
34$4.90$5.05—$12.0071.87%$0.02$0.05554
05$4.40$4.55—$12.5067.66%$0.04$0.051732
062$3.90$4.10—$13.0065.07%$0.06$0.0715618
324$3.45$3.60—$13.5061.18%$0.08$0.094627
266$3.00$3.15—$14.0059.18%$0.12$0.131,582288
2098$2.56$2.69—$14.5056.61%$0.17$0.1869798
32215$2.15$2.27—$15.0055.12%$0.25$0.261,402290
13256$1.78$1.87—$15.5053.85%$0.36$0.371,416714
4101,139$1.42$1.50—$16.0052.03%$0.49$0.511,5051,560
2,8421,311$1.11$1.14—$16.5050.41%$0.66$0.691,644689
1,56813,276$0.82$0.8649.25%$17.00—$0.88$0.921,01543
2471,736$0.59$0.6448.32%$17.50—$1.14$1.1836565
9843,253$0.41$0.4346.53%$18.00—$1.46$1.5014065
1,0852,526$0.28$0.2945.83%$18.50—$1.82$1.8911252
6913,924$0.17$0.1944.65%$19.00—$2.17$2.317612
6592,342$0.12$0.1345.45%$19.50—$2.61$2.7661
2284,313$0.07$0.0844.65%$20.00—$3.05$3.20957
412,769$0.05$0.0646.21%$20.50—$3.55$3.7041
1791,156$0.03$0.0446.36%$21.00—$4.05$4.2060
15481$0.01$0.0349.44%$22.00—$5.00$5.2080

Forward $16.94. The 25-delta put carries +8.01 volatility points over the 25-delta call.

2026-12-11(32 days)ATM 48.53%±2.44skew +7.04
CallsStrikePuts
VolumeOpen intBidAskIV IVBidAskOpen intVolume
—————$11.5072.05%$0.02$0.0622470
05$4.90$5.05—$12.0068.03%$0.03$0.07162
80$4.45$4.60—$12.5064.60%$0.04$0.09242
075$3.95$4.10—$13.0062.14%$0.08$0.10581
011$3.50$3.65—$13.5059.90%$0.11$0.14658
360$3.05$3.20—$14.0057.52%$0.16$0.18175108
82$2.61$2.76—$14.5055.67%$0.22$0.2525089
199$2.22$2.35—$15.0053.82%$0.31$0.331,137146
62181$1.88$1.97—$15.5052.34%$0.42$0.4567758
176722$1.52$1.61—$16.0051.13%$0.57$0.60664190
340459$1.21$1.29—$16.5049.66%$0.75$0.7874564
209954$0.93$0.9848.82%$17.00—$0.97$1.0261531
2,253618$0.70$0.7447.64%$17.50—$1.23$1.291600
927648$0.51$0.5446.47%$18.00—$1.54$1.611438
1,180725$0.36$0.3945.68%$18.50—$1.89$2.00331
824836$0.26$0.2745.30%$19.00—$2.22$2.39100
372702$0.17$0.2045.13%$19.50—$2.64$2.801114
610725$0.12$0.1445.32%$20.00—$3.05$3.2533
248266$0.08$0.0944.85%$20.50—————
66440$0.05$0.0745.38%$21.00—$4.05$4.2050
547$0.02$0.0446.49%$22.00—$5.00$5.2040

Forward $16.96. The 25-delta put carries +7.04 volatility points over the 25-delta call.

2026-12-18(39 days)ATM 48.62%±2.70skew +7.72
CallsStrikePuts
VolumeOpen intBidAskIV IVBidAskOpen intVolume
021$9.85$10.00—$7.00—————
0137$8.85$9.00—$8.00—————
0168$7.90$8.05—$9.0090.15%$0.01$0.031,1084
13893$6.90$7.05—$10.0079.16%$0.02$0.033,12921
0417$5.90$6.05—$11.0071.81%$0.03$0.051,78355
212449$4.95$5.10—$12.0067.07%$0.07$0.0823,07419
10706$4.00$4.15—$13.0061.26%$0.12$0.1312,275441
283,142$3.10$3.25—$14.0057.26%$0.22$0.2311,192596
2187,525$2.34$2.40—$15.0053.80%$0.39$0.4019,927638
1,1465,972$1.62$1.68—$16.0051.44%$0.67$0.6912,524511
2,2189,954$1.06$1.0849.01%$17.00—$1.08$1.107,855742
3,08019,067$0.63$0.6547.27%$18.00—$1.64$1.6924,894106
2,08713,889$0.34$0.3746.08%$19.00—$2.35$2.443,44026
1,60329,541$0.18$0.1945.37%$20.00—$3.15$3.256,65453
38611,182$0.09$0.1045.38%$21.00—$4.05$4.2075452
82514,169$0.05$0.0646.86%$22.00—$5.05$5.151,0192
20314,452$0.03$0.0448.94%$23.00—$6.05$6.205,7784
3,66918,529$0.02$0.0351.61%$24.00—$7.05$7.2070
3,04721,218$0.01$0.0252.65%$25.00—$8.00$8.201640
1,9665,004$0.01$0.0359.36%$26.00—————
1,8587,677$0.01$0.0261.34%$27.00—————

Forward $16.98. The 25-delta put carries +7.72 volatility points over the 25-delta call.

2026-12-24(45 days)ATM 47.96%±2.86skew +5.22
CallsStrikePuts
VolumeOpen intBidAskIV IVBidAskOpen intVolume
—————$12.0063.28%$0.06$0.1001
1718$4.50$4.70—$12.5061.49%$0.09$0.13151
44$4.05$4.20—$13.0058.72%$0.12$0.163413
—————$13.5057.12%$0.17$0.211058
20$3.15$3.35—$14.0055.22%$0.24$0.264557
20$2.73$2.90—$14.5053.95%$0.32$0.356944
2126$2.33$2.51—$15.0052.33%$0.42$0.4517132
108$2.03$2.14—$15.5051.06%$0.54$0.5911624
32126$1.68$1.80—$16.0049.68%$0.69$0.7526438
9457$1.38$1.47—$16.5048.96%$0.90$0.945512
533172$1.11$1.1548.31%$17.00—$1.13$1.187940
10858$0.88$0.9247.60%$17.50—$1.39$1.43210
169143$0.68$0.7547.41%$18.00—$1.68$1.75423
68983$0.52$0.5646.27%$18.50—$2.02$2.0711
2,17167$0.39$0.4345.84%$19.00—$2.31$2.5206
153144$0.29$0.3145.08%$19.50—————
80933$0.21$0.2344.73%$20.00—————
4324$0.15$0.1844.91%$20.50—$3.55$3.7501
744$0.11$0.1344.81%$21.00—$4.05$4.2580
20$0.07$0.1145.15%$21.50—————
3618$0.05$0.0744.43%$22.00—————

Forward $16.97. The 25-delta put carries +5.22 volatility points over the 25-delta call.

2027-01-15(67 days)ATM 48.04%±3.51skew +5.98
CallsStrikePuts
VolumeOpen intBidAskIV IVBidAskOpen intVolume
111,242$9.85$10.05—$7.0090.17%$0.01$0.0210,93020
0586$8.90$9.10—$8.00—————
10129$7.90$8.10—$9.0071.38%$0.01$0.047894
3818,198$6.95$7.10—$10.0066.82%$0.04$0.0538,29729
0985$6.00$6.15—$11.0062.89%$0.07$0.092,5126
14722,385$5.05$5.25—$12.0059.02%$0.13$0.1419,0691,803
431,351$4.20$4.35—$13.0056.41%$0.22$0.2511,139132
562,255$3.35$3.50—$14.0054.02%$0.38$0.4011,524695
52538,954$2.60$2.72—$15.0051.89%$0.60$0.6470,625897
1,1609,097$1.95$2.02—$16.0050.24%$0.94$0.9610,291199
3,54727,309$1.39$1.44—$17.0048.50%$1.37$1.3914,622258
1,62219,081$0.96$1.0047.45%$18.00—$1.91$1.969,64271
53711,468$0.64$0.6646.47%$19.00—$2.59$2.663,45544
4,633116,670$0.41$0.4345.91%$20.00—$3.35$3.4524,97441
3769,693$0.26$0.2745.57%$21.00—$4.15$4.301,90424
35024,231$0.17$0.1846.17%$22.00—$5.05$5.2514,20233
1247,443$0.10$0.1246.27%$23.00—$6.00$6.202,3655
3077,025$0.07$0.0847.22%$24.00—$7.00$7.2030620
55698,176$0.05$0.0648.68%$25.00—$8.00$8.201,56711
2,820102$0.03$0.0549.89%$26.00—————
31,56722,383$0.03$0.0452.37%$27.00—$10.00$10.201545

Forward $17.04. The 25-delta put carries +5.98 volatility points over the 25-delta call.

How to read this

Calls on the left, puts on the right, the strike between them — the layout every chain uses. Each block is one expiration, and the heading carries its days to expiry, the at-the-money implied volatility, and the one-standard-deviation move that volatility implies over that time.

Only the 21 strikes nearest the forward are stored, which is the part of the board that carries the volume. The shaded side is in the money: below the forward for calls, above it for puts.

Implied volatility is shown on the out-of-the-money side only. An in-the-money option is nearly all intrinsic value quoted on a wide market, so a volatility solved from it would look authoritative and mean very little. The price is still shown, because the price is real; the blank is deliberate.