SOFI option chain

Strikes around the forward, as they were quoted at the close

Data as of 23 September 2026 (end of day)

2026-09-25(2 days)ATM 45.83%±0.56

Calls					Strike	Puts
Volume	Open int	Bid	Ask	IV		IV	Bid	Ask	Open int	Volume
10	22	$5.10	$5.20	—	$11.50	—	—	—	—	—
3	128	$4.60	$4.70	—	$12.00	—	—	—	—	—
3	6	$4.10	$4.20	—	$12.50	—	—	—	—	—
5	59	$3.60	$3.70	—	$13.00	—	—	—	—	—
3	32	$3.10	$3.20	—	$13.50	—	—	—	—	—
2	423	$2.62	$2.67	—	$14.00	—	—	—	—	—
4	61	$2.12	$2.17	—	$14.50	—	—	—	—	—
167	696	$1.62	$1.67	—	$15.00	—	—	—	—	—
99	234	$1.14	$1.18	—	$15.50	59.11%	$0.01	$0.02	4,404	375
1,202	1,613	$0.66	$0.70	—	$16.00	46.74%	$0.03	$0.04	12,790	3,311
4,803	3,645	$0.30	$0.31	—	$16.50	45.36%	$0.15	$0.16	21,917	16,122
21,072	19,511	$0.10	$0.11	48.43%	$17.00	—	$0.45	$0.47	25,160	8,294
22,654	28,748	$0.03	$0.04	54.08%	$17.50	—	$0.87	$0.92	7,454	1,601
13,888	26,932	$0.02	$0.03	69.38%	$18.00	—	$1.35	$1.40	3,388	508
3,779	16,205	$0.01	$0.02	79.41%	$18.50	—	$1.85	$1.89	1,357	630
—	—	—	—	—	$19.00	—	$2.35	$2.39	1,697	79
—	—	—	—	—	$19.50	—	$2.84	$2.89	107	13
—	—	—	—	—	$20.00	—	$3.30	$3.40	83	11
—	—	—	—	—	$20.50	—	$3.80	$3.90	56	0
—	—	—	—	—	$21.00	—	$4.30	$4.40	103	36
—	—	—	—	—	$21.50	—	$4.80	$4.90	9	10

Forward $16.65. Not enough surviving quotes on both wings to measure the skew here.

2026-10-02(9 days)ATM 44.07%±1.15skew -4.37

Calls					Strike	Puts
Volume	Open int	Bid	Ask	IV		IV	Bid	Ask	Open int	Volume
19	4	$5.10	$5.20	—	$11.50	—	—	—	—	—
20	36	$4.60	$4.70	—	$12.00	—	—	—	—	—
6	13	$4.10	$4.20	—	$12.50	—	—	—	—	—
1	10	$3.60	$3.70	—	$13.00	—	—	—	—	—
0	6	$3.10	$3.20	—	$13.50	—	—	—	—	—
2	31	$2.64	$2.70	—	$14.00	58.11%	$0.01	$0.02	227	74
10	16	$2.15	$2.20	—	$14.50	52.89%	$0.02	$0.03	1,508	47
91	297	$1.68	$1.72	—	$15.00	48.28%	$0.04	$0.05	2,782	772
207	261	$1.23	$1.26	—	$15.50	44.16%	$0.08	$0.09	3,263	1,691
985	864	$0.83	$0.86	—	$16.00	43.03%	$0.18	$0.19	9,538	7,017
1,350	854	$0.53	$0.55	—	$16.50	43.63%	$0.37	$0.38	10,795	4,322
8,695	3,937	$0.32	$0.33	44.97%	$17.00	—	$0.65	$0.67	9,899	4,110
4,129	7,466	$0.19	$0.20	47.40%	$17.50	—	$1.01	$1.05	4,351	401
4,741	10,160	$0.11	$0.12	49.67%	$18.00	—	$1.43	$1.47	3,510	512
5,601	20,204	$0.06	$0.07	51.35%	$18.50	—	$1.89	$1.93	983	105
2,924	8,963	$0.04	$0.05	55.53%	$19.00	—	$2.37	$2.41	589	39
250	3,591	$0.03	$0.04	60.51%	$19.50	—	$2.85	$2.90	196	17
375	7,016	$0.02	$0.03	63.92%	$20.00	—	$3.30	$3.40	250	35
78	2,663	$0.01	$0.03	68.21%	$20.50	—	$3.80	$3.90	107	100
89	3,015	$0.01	$0.02	71.39%	$21.00	—	$4.30	$4.40	42	0
26	1,129	$0.01	$0.02	77.39%	$21.50	—	$4.80	$4.90	1	0

Forward $16.67. The 25-delta put carries -4.37 volatility points over the 25-delta call.

2026-10-09(16 days)ATM 44.94%±1.57skew -3.67

Calls					Strike	Puts
Volume	Open int	Bid	Ask	IV		IV	Bid	Ask	Open int	Volume
0	20	$4.65	$4.70	—	$12.00	—	—	—	—	—
20	0	$4.15	$4.25	—	$12.50	—	—	—	—	—
1	8	$3.65	$3.70	—	$13.00	59.26%	$0.01	$0.02	29	16
0	1	$3.15	$3.25	—	$13.50	53.99%	$0.01	$0.03	52	1
2	84	$2.67	$2.72	—	$14.00	46.07%	$0.01	$0.03	244	22
6	4	$2.20	$2.24	—	$14.50	45.27%	$0.04	$0.05	2,657	6
44	235	$1.75	$1.79	—	$15.00	44.84%	$0.09	$0.10	1,461	113
96	27	$1.33	$1.37	—	$15.50	44.24%	$0.17	$0.19	2,342	797
499	201	$0.98	$1.01	—	$16.00	44.14%	$0.31	$0.33	4,001	1,409
322	212	$0.70	$0.73	—	$16.50	44.69%	$0.52	$0.54	3,880	806
2,514	2,543	$0.48	$0.50	45.22%	$17.00	—	$0.80	$0.82	4,152	764
1,152	17,608	$0.32	$0.34	46.21%	$17.50	—	$1.14	$1.17	4,793	149
1,189	6,273	$0.22	$0.23	47.90%	$18.00	—	$1.53	$1.57	3,275	79
796	3,895	$0.15	$0.16	49.79%	$18.50	—	$1.96	$2.00	1,031	20
815	3,763	$0.10	$0.11	51.31%	$19.00	—	$2.41	$2.46	446	12
357	2,857	$0.07	$0.08	53.46%	$19.50	—	$2.88	$2.94	27	1
312	3,922	$0.05	$0.06	55.70%	$20.00	—	$3.35	$3.45	178	10
27	1,956	$0.04	$0.05	58.96%	$20.50	—	$3.85	$3.95	5	0
37	1,876	$0.03	$0.04	61.34%	$21.00	—	$4.35	$4.40	26	1
13	464	$0.02	$0.03	62.60%	$21.50	—	$4.80	$4.90	2	0
23	714	$0.02	$0.03	67.19%	$22.00	—	$5.30	$5.40	6	0

Forward $16.69. The 25-delta put carries -3.67 volatility points over the 25-delta call.

2026-10-16(23 days)ATM 46.31%±1.94skew -4.51

Calls					Strike	Puts
Volume	Open int	Bid	Ask	IV		IV	Bid	Ask	Open int	Volume
1	1	$5.15	$5.25	—	$11.50	70.12%	$0.01	$0.02	1	5
20	257	$4.65	$4.75	—	$12.00	65.86%	$0.01	$0.03	4,529	3
1	2	$4.15	$4.25	—	$12.50	60.96%	$0.02	$0.03	4	89
4	301	$3.65	$3.75	—	$13.00	57.24%	$0.03	$0.04	3,797	446
—	—	—	—	—	$13.50	49.96%	$0.03	$0.04	21	250
83	543	$2.72	$2.76	—	$14.00	47.22%	$0.05	$0.06	4,667	807
23	30	$2.26	$2.30	—	$14.50	45.77%	$0.09	$0.10	174	151
1,214	1,390	$1.83	$1.88	—	$15.00	45.05%	$0.16	$0.17	15,396	640
20	140	$1.45	$1.49	—	$15.50	44.69%	$0.27	$0.28	1,138	576
573	5,529	$1.13	$1.15	—	$16.00	45.28%	$0.44	$0.45	18,171	8,892
840	347	$0.85	$0.88	—	$16.50	46.25%	$0.67	$0.68	1,752	4,128
3,422	13,425	$0.63	$0.64	46.36%	$17.00	—	$0.94	$0.95	18,981	1,964
823	1,812	$0.46	$0.48	47.50%	$17.50	—	$1.26	$1.29	187	313
7,011	23,702	$0.33	$0.34	47.93%	$18.00	—	$1.63	$1.67	10,915	195
1,578	2,133	$0.24	$0.25	49.20%	$18.50	—	$2.03	$2.08	51	46
7,044	34,857	$0.17	$0.18	50.07%	$19.00	—	$2.47	$2.51	5,548	36
87	1,168	$0.12	$0.13	50.99%	$19.50	—	$2.92	$2.97	1	0
3,254	35,825	$0.09	$0.10	52.73%	$20.00	—	$3.40	$3.45	2,547	55
34	359	$0.06	$0.08	53.92%	$20.50	—	—	—	—	—
270	10,688	$0.05	$0.06	55.75%	$21.00	—	$4.35	$4.45	747	19
283	14	$0.04	$0.06	59.03%	$21.50	—	$4.80	$4.90	1	0

Forward $16.69. The 25-delta put carries -4.51 volatility points over the 25-delta call.

2026-10-23(30 days)ATM 45.21%±2.17skew -2.93

Calls					Strike	Puts
Volume	Open int	Bid	Ask	IV		IV	Bid	Ask	Open int	Volume
2	23	$5.65	$5.75	—	$11.00	70.99%	$0.01	$0.03	14	0
166	23	$4.65	$4.75	—	$12.00	57.89%	$0.01	$0.03	83	2
12	46	$3.70	$3.80	—	$13.00	50.36%	$0.02	$0.05	30	26
3	52	$3.20	$3.30	—	$13.50	49.25%	$0.05	$0.07	306	74
13	42	$2.75	$2.81	—	$14.00	46.26%	$0.08	$0.09	698	81
5	2	$2.31	$2.36	—	$14.50	44.84%	$0.13	$0.14	1,855	2,828
37	62	$1.90	$1.95	—	$15.00	44.77%	$0.22	$0.23	3,109	476
17	105	$1.55	$1.58	—	$15.50	44.21%	$0.34	$0.35	2,717	838
199	211	$1.21	$1.25	—	$16.00	44.74%	$0.51	$0.54	4,313	1,142
458	418	$0.95	$0.98	—	$16.50	45.09%	$0.74	$0.76	2,145	1,184
1,137	1,273	$0.72	$0.75	45.27%	$17.00	—	$1.00	$1.03	1,975	511
252	2,156	$0.55	$0.56	45.77%	$17.50	—	$1.32	$1.37	1,080	34
586	3,095	$0.41	$0.43	46.66%	$18.00	—	$1.69	$1.73	762	47
189	1,965	$0.30	$0.32	47.14%	$18.50	—	$2.08	$2.13	266	6
1,145	6,021	$0.22	$0.23	47.50%	$19.00	—	$2.50	$2.56	1,182	0
110	1,660	$0.16	$0.18	48.61%	$19.50	—	$2.95	$3.00	24	0
905	4,814	$0.13	$0.14	50.36%	$20.00	—	$3.40	$3.50	83	13
314	1,338	$0.10	$0.11	51.66%	$20.50	—	$3.85	$3.95	5	0
114	1,235	$0.07	$0.09	52.61%	$21.00	—	$4.35	$4.45	37	28
103	309	$0.06	$0.07	54.21%	$21.50	—	$4.85	$4.95	5	0
5	1,241	$0.04	$0.07	56.10%	$22.00	—	$5.30	$5.45	44	0

Forward $16.72. The 25-delta put carries -2.93 volatility points over the 25-delta call.

2026-10-30(37 days)ATM 50.04%±2.67skew -2.38

Calls					Strike	Puts
Volume	Open int	Bid	Ask	IV		IV	Bid	Ask	Open int	Volume
0	5	$4.65	$4.85	—	$12.00	58.93%	$0.02	$0.06	220	26
1	0	$4.20	$4.40	—	$12.50	58.18%	$0.05	$0.08	11	73
7	4	$3.70	$3.90	—	$13.00	53.43%	$0.06	$0.09	117	60
10	0	$3.25	$3.45	—	$13.50	52.94%	$0.10	$0.14	84	43
239	68	$2.78	$2.99	—	$14.00	51.14%	$0.16	$0.18	518	379
2	43	$2.43	$2.58	—	$14.50	50.72%	$0.23	$0.28	503	338
252	172	$2.07	$2.19	—	$15.00	50.41%	$0.36	$0.38	2,662	926
35	123	$1.71	$1.80	—	$15.50	50.23%	$0.50	$0.54	1,398	1,497
168	161	$1.41	$1.49	—	$16.00	50.75%	$0.71	$0.73	2,707	1,525
188	370	$1.16	$1.23	—	$16.50	50.84%	$0.94	$0.96	1,443	1,743
1,643	955	$0.89	$1.00	50.03%	$17.00	—	$1.20	$1.24	1,961	1,483
1,833	1,240	$0.75	$0.78	50.84%	$17.50	—	$1.49	$1.56	788	150
1,075	2,028	$0.60	$0.62	51.31%	$18.00	—	$1.83	$1.90	522	152
527	1,805	$0.47	$0.49	51.60%	$18.50	—	$2.17	$2.29	83	13
853	2,394	$0.38	$0.40	52.79%	$19.00	—	$2.57	$2.69	312	2
281	1,020	$0.28	$0.32	52.80%	$19.50	—	$2.98	$3.15	118	0
1,146	3,405	$0.23	$0.25	53.66%	$20.00	—	$3.45	$3.55	139	17
113	1,191	$0.18	$0.19	53.89%	$20.50	—	—	—	—	—
138	2,374	$0.14	$0.16	54.92%	$21.00	—	$4.30	$4.50	76	28
37	198	$0.10	$0.15	56.25%	$21.50	—	$4.80	$5.00	5	0
15	1,019	$0.08	$0.12	56.93%	$22.00	—	$5.25	$5.45	11	1

Forward $16.75. The 25-delta put carries -2.38 volatility points over the 25-delta call.

2026-11-20(58 days)ATM 53.76%±3.59skew -2.33

Calls					Strike	Puts
Volume	Open int	Bid	Ask	IV		IV	Bid	Ask	Open int	Volume
0	108	$9.65	$9.75	—	$7.00	—	—	—	—	—
0	13	$8.65	$8.80	—	$8.00	85.15%	$0.01	$0.03	3,518	2
0	190	$7.70	$7.80	—	$9.00	72.73%	$0.01	$0.03	393	0
1	71	$6.70	$6.80	—	$10.00	67.16%	$0.03	$0.04	2,425	141
3	153	$5.75	$5.85	—	$11.00	60.98%	$0.05	$0.06	4,231	1
13	153	$4.80	$4.90	—	$12.00	56.37%	$0.09	$0.10	2,184	6
33	210	$3.90	$3.95	—	$13.00	54.14%	$0.18	$0.19	2,826	1,051
11	525	$3.10	$3.15	—	$14.00	53.25%	$0.35	$0.36	6,241	922
330	2,127	$2.37	$2.41	—	$15.00	53.22%	$0.63	$0.64	12,582	1,817
347	2,572	$1.78	$1.81	—	$16.00	53.47%	$1.03	$1.04	8,703	3,863
2,188	8,547	$1.30	$1.33	53.69%	$17.00	—	$1.54	$1.56	14,135	872
2,027	11,447	$0.94	$0.97	54.36%	$18.00	—	$2.16	$2.20	7,389	100
927	7,028	$0.67	$0.68	54.59%	$19.00	—	$2.89	$2.94	2,718	67
2,827	37,313	$0.48	$0.49	55.55%	$20.00	—	$3.70	$3.75	1,801	68
657	6,561	$0.35	$0.36	56.88%	$21.00	—	$4.55	$4.65	1,299	38
418	18,313	$0.26	$0.27	58.40%	$22.00	—	$5.45	$5.55	2,105	15
118	5,796	$0.19	$0.20	59.49%	$23.00	—	$6.40	$6.50	895	12
226	5,599	$0.15	$0.16	61.54%	$24.00	—	$7.35	$7.45	773	1
115	13,214	$0.11	$0.13	62.95%	$25.00	—	$8.35	$8.45	899	1
18	6,001	$0.09	$0.10	64.46%	$26.00	—	$9.30	$9.40	253	0
9	2,625	$0.08	$0.09	67.26%	$27.00	—	$10.30	$10.40	157	0

Forward $16.76. The 25-delta put carries -2.33 volatility points over the 25-delta call.

2026-12-18(86 days)ATM 52.94%±4.32skew -2.71

Calls					Strike	Puts
Volume	Open int	Bid	Ask	IV		IV	Bid	Ask	Open int	Volume
1	7	$9.70	$9.80	—	$7.00	81.73%	$0.01	$0.03	581	1
0	124	$8.70	$8.80	—	$8.00	72.46%	$0.01	$0.04	1,049	0
0	144	$7.70	$7.85	—	$9.00	65.29%	$0.02	$0.05	1,041	0
0	605	$6.80	$6.85	—	$10.00	60.95%	$0.05	$0.07	3,431	5
1	100	$5.85	$5.95	—	$11.00	56.31%	$0.08	$0.11	1,734	0
8	211	$4.90	$5.00	—	$12.00	54.28%	$0.17	$0.18	5,323	21
5	366	$4.05	$4.15	—	$13.00	53.45%	$0.31	$0.33	3,815	121
22	842	$3.30	$3.40	—	$14.00	52.56%	$0.52	$0.55	3,737	287
288	3,787	$2.65	$2.70	—	$15.00	52.47%	$0.85	$0.86	12,830	433
151	1,585	$2.08	$2.11	—	$16.00	52.32%	$1.26	$1.28	9,000	574
1,089	2,987	$1.60	$1.63	52.76%	$17.00	—	$1.78	$1.82	4,723	603
1,288	9,159	$1.23	$1.26	53.22%	$18.00	—	$2.40	$2.44	24,806	406
637	5,343	$0.94	$0.96	53.59%	$19.00	—	$3.05	$3.15	3,034	27
5,403	19,803	$0.71	$0.73	53.95%	$20.00	—	$3.85	$3.95	7,069	16
236	4,067	$0.55	$0.58	55.18%	$21.00	—	$4.70	$4.80	789	4
243	6,687	$0.42	$0.44	55.65%	$22.00	—	$5.55	$5.65	1,080	8
392	11,403	$0.33	$0.35	56.77%	$23.00	—	$6.45	$6.60	6,738	3
1,021	17,327	$0.27	$0.28	58.10%	$24.00	—	$7.40	$7.55	586	0
447	19,287	$0.22	$0.23	59.42%	$25.00	—	$8.35	$8.50	6,221	74
49	2,747	$0.18	$0.20	61.01%	$26.00	—	$9.35	$9.45	335	0
72	4,462	$0.15	$0.16	61.95%	$27.00	—	$10.30	$10.45	393	0

Forward $16.81. The 25-delta put carries -2.71 volatility points over the 25-delta call.

How to read this

Calls on the left, puts on the right, the strike between them — the layout every chain uses. Each block is one expiration, and the heading carries its days to expiry, the at-the-money implied volatility, and the one-standard-deviation move that volatility implies over that time.

Only the 21 strikes nearest the forward are stored, which is the part of the board that carries the volume. The shaded side is in the money: below the forward for calls, above it for puts.

Implied volatility is shown on the out-of-the-money side only. An in-the-money option is nearly all intrinsic value quoted on a wide market, so a volatility solved from it would look authoritative and mean very little. The price is still shown, because the price is real; the blank is deliberate.